Account2Account offers an alternative to accepting credit cards online. It is designed for merchants to accept online payments directly into their bank account in real time, by creating a one-off online payment utilising the online banking system. This is a great option for merchants to offer an alternate payment method for their customers who don't have, or choose not to use, a credit card. Combined with HPP (Hosted Payment Page) this is a cutting edge solution for today's online retailers and service providers.

The Account2Account page is securely hosted by Windcave (a Level 1 service provider) and is compliant to PCI DSS. Abiding by the comprehensive set of requirements of PCI DSS means that we use the latest security technologies to ensure the safe handling of all sensitive data. During the course of the Account2Account payment process, we do not store any of the customer's bank account information. The same security features setup on the customer's bank account such as additional authentication methods are prompted during the course of the Account2Account payment process. More information on Account2Account security can be found here.

View an account2account demo payment!

Key features

A great alternative to credit card payments
Safe and secure way to pay for goods and services online
All customer input is securely handled and passed to the bank
All bank security features are implemented e.g. Netcode NetGuard
Payment page look and feel customisable via an online wizard
Simple to implement near identical integration to HPP
Reduce your reconciliation time with Windcave's feature rich web based reporting tool - Payline
No need to download any additional software
Real time notification

Supported Banks New Zealand

Supported Banks Australia

Bank Website
Bank of Melbourne
Bank West
Commonwealth Bank
St. George